Road traffic accident (also known as RTC’s) claims can be made depending on the type of accident that has happened. Claims are put in place to protect car drivers, pedestrians, passengers, cyclists and bikers, and road traffic accident claims can be made for both direct and personal injuries such as;

  • Whiplash injury
  • Airbag injury
  • Seat belt injury
  • Child restraints injury

A road accident can occur for numerous reasons. No matter what the reasons are you must be able to prove that the person you are making the claim against was at fault. Most car accidents occur mainly because of;

  • Negligence– this can range from mobile phone use, eating or drinking, lack of attention, changing music in the car, to alcohol or drug consumption while driving.
  • Weather conditions– Road accidents can occur in many instances due to adverse weather conditions such as snow, rain, and ice making the road surface slippery
  • Recklessness– driving with no concern for traffic signs/signals is also a major cause of road accidents. Speeding can be termed as recklessness and distractions in, or outside, of the car can also lead to road mishaps.
  • Poor road maintenance– poor roads are another leading cause of road accidents. Construction, poor road signs and potholes are examples of poor road maintenance.
  • Car malfunction– cars will in most cases have a system failure system where one of the devices may have stopped functioning. Common equipment that may fail in the car include the brakes, poor road tyre traction and steering wheel malfunction. Therefore it is vital to make sure your vehicle is regularly serviced and an MOT carried out yearly to comply with the current law.

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